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The increased flow of traffic you experience over the holiday season is a good thing. But, it can be too much for your regular staff to handle, leaving you in the position of hiring temporary holiday staff. When you are only hiring for a short period of time it doesn’t make sense to go through your normal training routine. However, you also don’t want untrained temp workers roaming your store. Make sure you train your holiday staff on the following things:

Be on time

Prepare your staff for the holiday traffic. There are more people on the road the closer it gets to the holiday. That means driving to work can be complicated. It also means that finding parking will be difficult. Clearly communicate where they are to park. You want your customers being able to park as close to the door as possible, especially if you live in an area with cold winter weather. Let them know that showing up late is unacceptable.

Put your phone away

Make it clear that your employees are not to be on their phone during working hours. Their attention needs to be on helping the customers, which means they are not to be looking at their phones.

Use the buddy system

It feels horrible to be the new person somewhere when no one has time to show you where to find things. Take the time with your temporary staff to show them where to find anything that they will need. Then have a plan in place explaining who they should go to with questions during their working hours. Since you don’t have the time to show every temp worker the ropes try pairing them up with one of your regular employees. This will assure that there will be someone to answer their questions.

Customer services

There is a lot to cover when you train on customer service. Since you don’t have a lot of time you need to focus on the basics:

Keep the store clean

Part of the job of most seasonal employees is to help keep the store clean. Teach them to walk through their assigned area of the store and picking up anything they notice on the floor. Holiday shoppers are usually in a rush and tend to leave a mess. Let your employees know if they notice a wrapper on the floor it’s their job to pick it up. Or, if a product has been knocked off a shelf or fallen off the hanger they need to pick them up and straighten the area. Shoppers like seeing clean and neat stores, so straightening shelves and sweeping the floors is still making a big contribution to sales.

Tips on selling

Most temporary employees tend to stay away from this aspect of the job, but it’s something you want them to be aware of. When they are talking with shoppers they should keep in mind that the shopper may have a bigger budget than the employee does. People tend to sell to what they can afford to spend , instead they should determine what the buyer is looking for and focus on that. Its also worth giving them a simple training on upselling based on the needs of the customer.

Do not treat temporary workers differently

Most businesses treat their temporary workers differently than their regular employees. When you treat them like temporary workers they are going to act like that. You want all of your staff, even the temporary ones, to really invest into their jobs. That means you need to invest into them. Take the time to train them and don’t set different rules for your regular staff.

You never know if one of your temporary hires could end up being your best employee. You may find someone that you want to bring on full time when you have an opening. But, if you don’t treat them like a real employee they may not act like one. It might seem like a lot of work to train someone that will work for you for only a month or two, but the bigger investment you make into these employees the bigger payoff you will find.

 

You’ve heard that breakfast is the most important meal of the day, but that isn’t the only good thing morning has going for it. Establishing a morning routine helps you get your day started off right. It also helps set the tone for the remainder of the day. Highly successful entrepreneurs and businessmen and women around the world follow this advice. While their routines don’t look the same, there are some similarities between many of them. These 7 morning routine tips can help you have a more productive day:

Make getting dressed easy

There are a couple of strategies that you can follow to make getting dressed a breeze. For example, Mark Zuckerberg decided to stop wasting time on getting dressed every morning. He wears basically the same outfit every day. This eliminates the decision making progress. He knows what he is going to wear and can get dressed without wasting time thinking about it.

If the thought of wearing the same thing every day is more than you can handle, choose your clothes at night. Layout every article of clothing you are going to wear down to the accessories. In the morning you can simply shower and put your clothes on. Make yourself stick to it.

Exercise

There are many benefits to exercising, especially in the morning. Making this part of your morning routine can help boost your mood throughout the remainder of the day. Here are a few of the benefits of adding exercise to your morning routine:

Get up at the same time everyday

Wake up at the same time every day, even on the weekend. It’s hard to stick to a morning routine if you wake up whenever you feel like it. Doing so also allows you to follow through on the rest of your morning routine.  While you’re at it, avoid hitting the snooze button.  Set your alarm for the time you want to wake up and then actually get up at that time. Those extra five minute increments between obnoxious buzzing does not make you feel better in the long run.

Have a written plan

Plan your day out the night before. This lets you know exactly what you have coming in the morning. It will also help you to stick to the schedule and waste less time on indecision. You will wake up with an instant sense of direction, knowing exactly what you need to be doing. It will be easier to make purposeful decisions during the day. You can even carry a routine through many other parts of your day. For example, set aside a certain time each day for checking email. Or, keep only the afternoons open for meetings and do not spend the first part of your day sitting and listening to others.

Avoid grabbing your phone first thing

Smart phones have given us easy access to our emails and social media accounts. Many people instantly grab for their phone as soon as their eyes pop open. They are then checking their emails before their feet even hit the floor. When you do that you are putting other people’s to-do list at the top of your priorities for the day. When you start responding to their questions or concerns you can easily find that you have lost most of your morning and been distracted from the things that were on your to-do list.

Ashton Kutcher found this to be a problem, so he simply stopped checking his email in the morning, and you can do. Avoid checking it until you have accomplished the things that you wanted to in the morning. Make it through your morning routine and cross the most important things off your list before turning your attention to the demands of others.

Spend some time with family

Spending time with those we love does wonders for our attitude. There is a lot of information about the importance of sitting around the dinner table as a family together, but the same can be said for breakfast. Elon Musk devotes part of his morning routine to helping his children prepare for their day. Plan time to talk with your spouse and children in the morning. Eat breakfast together, pack lunches together, or drive to school and work together. Make your family a priority because they are the ones you are coming home to at the end of the day.

Go to bed at the same time

A good morning routine actually starts at night. In fact, Michael Hyatt is just as particular about his evening routine. He always tries to be in bed at the same time each night. To make this happens he has a routine of when he starts to wind down for the day. Going to sleep at the same time every day helps your body get used to your sleep schedule, making it easier to fall asleep and stay asleep. Getting enough rest overnight makes it easier to get up in the morning without needing to drag yourself out of bed.

There is no argument that a morning routine will help you get your day started right. However, what you include with your morning routine is up to you. Try out a few things and don’t be afraid to make a change if it isn’t working. Whether you wake up at 4 am or 11 am, a routine can make all the difference.

 

Denis Waitley is credited with saying, “If you are not networking, you’re not working.” While there is a lot of truth to this statement, there is a lot more to it. There is a big difference between networking the right way and simply wasting your time. Properly networking leads to valuable business contacts and a relationship that is mutually beneficial. So, how do you network the right way?

You have to talk to others

This might seem like an obvious piece of advice, but it’s something that business people get wrong on a regular basis. Showing up to a networking event, eating appetizers, roaming around the room, and then leaving is not networking. When you know you will be attending an event you need to cultivate a plan.

Think about what value you can bring to others that will be attending the event. Is there anyone that you want to target out? Is there someone that you can offer to help? Or a connection that you know would be a good fit for both sides? And, if you find yourself talking to someone that you weren’t expecting, be all-in on the conversation. Remember that you never know what connections someone has. You might be surprised at a great connection that you are able to make in an unexpected place.

Focus on the other person

Too many people show up at a networking event looking for what they can get out of the situation. They are only out to better their business situation. People can pick up on this situation in an instant, and they don’t like it. The best way to make a connection when you are networking is to focus on the person you are talking to.

Ask them questions to learn more about their business. Look for the ways that your talents and skill match up with what they are looking for. Can you help them out with an area of their business? Keep your focus on what you can do for them instead of automatically trying to figure out what they can do for you. If you take the time to invest in them, in the long-run it is going to benefit you as well.

Don’t always talk to the same people

It is more comfortable to talk to people that you already know, but it is not as beneficial. It can be good to have multiple conversations when working to build a relationship, but if you are always talking to the same people at networking events you will never expand your network. Spend some time mingling with people you have never met before.

If you find yourself struggling to talk to different people try setting a goal for each event. Choose how many people you want to have real conversations with before you leave the event. Then you will find yourself moving around the room more as you try to meet your goal.

Don’t be afraid to talk about other topics

Everyone networks for the sake of building their business connections right? That is true, but that doesn’t mean that you need to talk about work nonstop. Some of the best connections are established through shared interests, not necessarily related to work. People want to do business with people they like. Maybe you are both fans of the same sports team. Or, maybe your children attend the same school. People are more willing to help those that they have a personal connection with.

In order to do this ask lots of questions to learn more about the person. Purposefully look for a connection that you can make with them. If you both like craft beer than you can always set up a follow-up off-hours dinner at a local brewery.

Be confident

Networking is one of the things that many people dread more than anything. This makes them anxious and nervous as they go into the event. This leads to either being too fearful to talk to others, or talking to the people that you are already comfortable with. Instead, do the opposite. Choose to be confident. If you don’t feel confident, fake it ’til you make it. Stand up tall, put your shoulders back, smile, and make eye contact with people when you walk around the room. Then, be yourself when you are talking to others.

Don’t forget your business cards

This seems obvious when you are networking, but it is all too common that people forget to bring their cards. Don’t be that person. There is no reason to try networking and building relationships if you aren’t going to provide them with an easy way to contact you. Keep cards in your pocket or your purse. When you are finished speaking with someone ask them for their card. The majority of people are going to ask for your card in return.

The best way to leverage networking in your favor is to focus on benefiting someone else. Work to make real connections with other people. See how you can assist them with their goals before asking them to do the same in return. True networking is about making connections. You never know when a connection you have is going to be able to benefit your business.

Black Friday is the best day of the year for some consumers. They look forward to hitting the stores in the early morning hours after Thanksgiving draws to a close. One of their favorite parts of Thanksgiving is scouring the ads that have been released to create their plan of attack. There are great deals to be had at many stores. On the other hand, though, Black Friday creates a challenge for many businesses. Owners are forced to determine if they should close for the day or take part in the craziness of the day. There are pros and cons for opening on Black Friday, so think carefully before deciding.

Pros of opening on Black Friday

  1. You can take advantage of the shared advertising

People everywhere know about Black Friday. They purposely watch for and inquire about what deals are being offered where. People are out and about hitting the stores on Friday, so why not be one of the stores that are open for them to stop in to. Word spreads quickly about where the deals are, so come up with something interesting and you will be able to draw a lot of attention from the sale buzz that is flying around.

  1. People are willing to try new things on Black Friday

Consumers love getting a deal so much that they will buy things they have never purchased before, and even things they don’t need, in order to save money. And, they will be excited about doing it. That means your small business can take advantage of pulling in new clients and convincing them to give your product or services a shot.

This can also be a way to expand your market and gain customers that might not have found you otherwise.

  1. You can move products and clear your shelves

Black Friday is a great day to move out your old products. Consumers are looking for deals. If you run a good sale it is a great way to move out the old product without ending up having to count it as a loss. After all, the entire point of Black Friday is to help businesses keep their bottom line in the black.

Cons of opening on Black Friday

  1. Consumers are looking for a steal

There are a lot of consumers out shopping, but they are looking to score the best deal. They aren’t interested in buying products at the same price that they could get on a normal sale. If you choose the wrong sale to highlight on Black Friday you could end up with no shoppers coming to your store, or not making enough profit because you lowered the price too much.

  1. Intense competition

Competition is good for business, but maybe not the type of competition that you find on Black Friday. On this day shoppers are looking for the best deal, not just any deal. They are comparing prices between multiple stores, something many shoppers don’t typically do. That means if another store trumps your sale you could end up paying your staff to man your store and wind up with little to no activity.

  1. Your staff might not be open to the idea

If you are going to open on Black Friday you need to be prepared and have the proper staff to run your business. With an extra rush of shoppers, you will want to be ready with a store full of employees to help keep shelves stocked, answer questions, and to provide your shoppers with a smooth checkout experience. If your staff hates the idea of working the day after Thanksgiving when they used to have it off think carefully about deciding what to do. If you have great employees sometimes it is better for your bottom line to reward them for their work, then to push them over the edge with a busy work day.

Decision Time

There is no standard right or wrong answer to opening or closing on Black Friday.  With extra shoppers hitting the stores you could have a great day of sales. But, with additional competition and rock-bottom prices you might struggle to make a profit. The choice is really yours.

If you decide to close on Black Friday remember that there are still a couple other options for you. If you own an e-commerce business you can take advantage of Cyber Monday. This is always the Monday after Black Friday. Or, if you are a small business with a storefront you can run a special for Small Business Saturday. This is the day after Black Friday. Determine what will work the best for your business.

The year 2017 has flown by! We are well underway in the last quarter, which means the holiday season is quickly approaching. If you have been to any big box stores lately you noticed that the Christmas decorations are out along with the Halloween ones. For many businesses, this is the busiest time of the year. Consumers purchase presents, look for deals for themselves, and businesses look to spend the remainder of their 2017 budget prior to losing it at the end of the year.

The fourth quarter is the time of year when some businesses bring in the majority of their revenue. If this is your business or if you want it to increase your holiday sales, it’s time to gear up. This checklist can help you make the most of the holiday season:

Checklist Item #1 Get organized

Once the holiday rush has started it’s too late to get organized. At that point, you will just be working to keep up with the business. Now is the best time to get organized. Make sure you have proper systems in place to handle everything from sales and shipping to customer service and follow-up. The holidays are a busy time for most people and you want to give your customers the best experience possible in the midst of the craziness.

If you don’t have a small business management system in place here are a few good ones to look into:

If you sign up now you will have time to complete training and get comfortable with the system prior to the rush.

Checklist Item #2 Hire extra help

Extra business needs extra work for you and your staff. If you can afford to bring in some extra help your staff will thank you. There are many people that are interested in picking up extra work around the holiday season. Try looking for college students that are on break between semesters. They are only looking for work over their break and won’t mind when you can’t keep them once the busy season is finished.

Hiring extra help during the holiday season is also a great way to test out some new workers. If you think that you will be seeing growth in 2018 and will want extra staff you can hire people as temp employees throughout the holidays and if they are good workers you can offer them positions once the season has passed. If it turns out your temporary workers are not ones that you will want to keep long-term, no harm done.

Here are a few ideas on how to find holiday help for your business:

Checklist Item #3 Stock up on inventory

Look at your past years to see what type of business you were doing during the holidays. This will help you to estimate what type of increase in sales you can expect for this holiday season. Take into consideration any sustained growth that you have achieved throughout the year as well. You do not want to chance running out of products that customers want during the holiday season (or ever).

Purchase your raw materials and shipping materials in bulk to save money. Walk through your process from start to finish so you have everything you need on hand. This will reduce the amount of stress you and your employees experience and the wait time that your customers receive before receiving your product.

Checklist Item #4 Decide on discounts and a marketing campaign

Consumers always want a great price, but during the holiday season, they are expecting to find discounts and promotions. Get creative to come up with something that will set yourself apart from your competition. It could be a special sale or the introduction of a new product. Look for a deal that your target market will love and then develop a plan to promote it.

Build anticipation for a big sale by starting early. Once November hits start advertising the sale that you will hold or special price that you will offer. Find where your target market spends time and then spread the word. Hit social media with news of your upcoming promotion. Send out an email blast to your list. Don’t forget about your previous customers. Come up with a special promotion just for consumers that have purchased from you before.

Don’t forget to plan for 2018

It’s all too easy to get caught up in the rush of the holiday season. But, don’t forget that 2018 is right around the corner. Make sure you invest some of your time during the fourth quarter into preparing for the start of 2018. Set your business goals for the upcoming year. Break them into actionable items and develop a plan to help you and your staff reach them. A little strategic planning will go a long way in getting you off to a good start in 2018.

The holiday rush is almost upon us and that thought brings stress to many business owners. The extra revenue from increased sales is a bonus, but the extra work for a staff that is already topped out can be too much. The best thing to do is to hire a seasonal staff to come in and assist during the busy holiday season. However, hiring good workers is hard enough, so how do you hire a good staff that is only with you for a season?

Don’t hire just anyone

While you might feel desperate for help do not just hire the first person that comes through the door. Put together a description of the job you are trying to fill and the requirements you have for the staff that you hire, even if they are just temporary workers. It is far more stressful to bring in bad holiday help than it is to work short-handed through the holiday season. Create a process to interview your seasonal workers to assure they are going to be able to handle the job that you are hiring them to do.

Talk to your best customers first

Who better to hire than someone that already loves what your business does? Check with your current customers to see if any of them are interested in working for your company through the holiday season. Many people are happy to work at retail stores throughout the holidays to receive an additional discount on their purchases at the store. Put this strategy to work for your company by hiring people that already like to do business with you. Your customers are familiar with your products and services. They are already fans of your company, which makes them a great addition to your staff.

Look for college students studying your industry

The holidays are when many college students return home to take a break in between semesters. This makes them great candidates for seasonal help. If you find students that are studying in areas of your industry this idea works even better. You can help a college student gain experience in an area they would like to work in the future while filling a spot you need to be filled in your business in the present. You can build relationships with the students that are good workers to see if they would be interested in returning over the summer or for the next holiday season. If you build good relationships you may be able to keep the same students coming back year after year, thus eliminating your need to search for extra hands next year.

Start your search early

The early bird gets the worm and the early business person finds the best help. Do not wait until you are in the middle of the holiday rush to start looking for good workers. By the time you start looking the best candidates will already be working for other companies. Start your search early in November. This will give you time to pick and choose instead of jump to hire the first applicant that comes your way. Put the serious applicants through the same process you would for hiring a regular employee. Do not skip out on background checks because you think your holiday help will not be with you long-term.

If you start early you will have time to train your holiday help before just tossing them into the mix. Many retail stores bring on additional staff during the holiday season and then tell them to straighten the clothes. Some stores are swarming with holiday “help” that is doing nothing more than costing the company money. Start early, find good employees, and then train them to do the job you want them to do.

Put social media to work for you

Tell social media that you are looking for help during the upcoming holiday season. This is one of the fastest ways to spread the word about your openings quickly. People that see your post are more than happy to share it or tag their friends and families that are looking for employment. If you are having a lot of trouble filling the openings you can even run an ad on social media and target it directly to the description of the workers you are looking for.

When people hear “social media” the platforms like Facebook, Twitter, Pinterest, and Instagram come to mind. When it comes to your job postings you will want to include LinkedIn. This is a site that many people use specifically for trying to find a job.

Social media is also helpful to see what type of employee you are hiring. Do a little research and see what you can find out about them. If they are recommended on LinkedIn you have a good idea that this person is a safe bet to hire.

Turn your employees into recruiters

Your current employees know the company and what the job requires. So, why not turn your employees in job recruiters? Entice employees to refer friends and family to apply for the job. Reward good referrals (ones you hire and work through the holiday) with a bonus for doing so. Since your employee is invested in the company they will not want to connect their name with a bad referral. They are also able to paint an accurate description of the job for the person they refer so you can feel more confident that they will not be caught off guard by the work.

Extra sales during the holiday season should be a good thing. Do not allow the stress of the season to rob you of that. Hiring the right holiday help will be the difference between you enjoying a busy holiday season, or you dreading the season.

During the month of February, we celebrate Black History Month. It is a time for America to come together and remember the history and struggle of African Americans from the past and celebrate their achievements. Studying the stories of these successful African American entrepreneurs can help motivate us to continue growing our own businesses and show how a working capital loan can help you do just that.

Christina Carteaux Bannister (AKA: Madame Carteaux)

Back in the 1840’s, this woman was a highly successful hairdresser. In fact, she was so successful that she ran several salons around her local area. The funds that she earned from her salon enabled her to do many things. She was able to support her husband as he worked at being a painter. She also used her excess funds to support causes that she believed in. Madame Carteaux was active in the underground railroad and helped financially support the Fifty-fourth Massachusetts Regiment. Later in her life, she founded the Home for Aged and Colored Women, which is still in operation under a different name today.

Madame Carteaux ran several successful service businesses. Small business owners of service businesses can often run into a rough patch of not having enough capital to fund their business growth. If you are in this position right now, instead of continuing to struggle, apply for a working capital loan with Knight Capital Funding.

Frederick Douglass Patterson

Mr. Patterson took over the C.R. Patterson and Sons CarriageCompany of Greenfield, Ohio when his father passed away. When he saw his first horseless carriage he realized that he needed to make changes within his company. In 1915 he finished manufacturing a Patterson-Greenfield two-door coupe. His automobile was coming out at the same time that Henry Ford was producing the Model T. There were some that thought Patterson’s design was better, however, there was one problem. Patterson could not compete with the Detroit assembly line. It wasn’t long before he changed to making school buses and trucks.

Small business manufacturers can struggle to have the funding they need to keep up with updates to manufacturing. Knight Capital Funding can provide a working capital loan that allows you the freedom to spend the money where your business needs it. We don’t limit you on how your spend your funds, so you have the ability to use it in the way that will help you expand your business.

Berry Good Jr.

When he was just 29 years old, Berry Good Jr. established Motown Records from an $800 family loan. The record company became an amazing success and worked with individuals like Diana Ross, Stevie Wonder and Marvin Gaye. He focused on quality control, which paid off big in the end. By 1971 Motown Records had over 100 songs that reached the Top 10 and 31 #1 singles. When he sold the company in 1988 it was for an astounding $68 million.

Berry Good Jr. created a huge return on investment for himself from an $800 loan from his family. While it would be nice if all small business owners could receive loans from family or friends, it isn’t always realistic. The alternative loans by Knight Capital Funding allow small businesses who are turned down by other lenders a chance to obtain the working capital funds that they need.

Thomas Jennings

Mr. Jennings, a tailor, owned a successful clothing store located in New York City. He became the first African-American man to receive a patent in the United States. His patent was for, dry scouring, which was a dry-cleaning process he invented. He used his financial resources to fund antislavery causes.

If you have big dreams and ideas for your business but lack the funding to make it happen, consider obtaining a merchant cash advance loan.

Sarah E. Goode

Ms. Goode is credited with being the first African-American woman to receive a United States patent. She was a born into slavery but was freed after the Civil War. At that time she married a carpenter and they began running a success custom furniture company. The majority of their customers lived in homes with tight living quarters and Goode invented the foldaway bed to solve their dilemma.

This woman overcame much to earn her success. Being born into slavery gave her a start that would have stopped some, but she didn’t let her past stop her from building an incredible life and making her way into American history. If you are struggling with your business because you have a rough credit history, Knight Capital Funding could be the answer you are looking for. We base our loan approval from the business revenue and not from the owner’s personal credit score or past.

Working Capital Loans from Knight Capital Funding

If you are ready to grow your business, let us help. Knight Capital Funding can provide you a working capital loan through merchant cash advances. Our process is fast, simple, and a great alternative for those that cannot be approved with the strict requirements of traditional lenders. To apply you only need to have been in business for 6 months and have at least $10,000 in monthly revenue.

When you need working capital to grow your business, the faster you can get it the better it is. Traditional lenders can take months to approve a loan. At Knight Capital Funding we approve loans within 24 hours and give you access to the funds within 3 days. So, if you are ready to grow your business, complete our online application to get started today.

Hershey’s Chocolates are known around the world. The delicious creamy taste of the milk chocolate bars have grown the Hershey Company for over 120 years. While everyone knows about the candy Hershey’s produces, not everyone knows about the story and innovation behind the success. Instead of just buying chocolate for Valentine’s day, use February as the month to be inspired enough by the story of Milton Hershey to get the business loans for bad credit that you need to grow your business.

Don’t let Failure Hold You Back

It is easy to think of success when you think of the Hershey Company, Hershey Pennsylvania, and Hershey’s Chocolate. However, Milton Hershey experienced failure. He saw failure twice before he found success. In fact, before his 30th birthday he had went bankrupt twice. Can you imagine if he had given into the fear of failing again? Hershey started two caramel companies, and they both failed. He started another and started to find success.

It goes without saying that entrepreneurs are going to fail from time to time. The only difference between those that eventually succeed is their unwillingness to quit. Business owners with bad credit might think it’s impossible to get the funding they need to keep running another business. But, be inspired by a wildly successful entrepreneur that was bankrupt multiple times. Look for business loans for bad credit to get the funding you need.

A Little Innovation

Milton Hershey purchased a few machines that were used for making German chocolate. He used these machines to coat his caramels with chocolate. However, with a little innovation, he recreated his process and came up with the Hershey Bar. It was the first affordable chocolate for consumers to buy, and it became incredibly popular.

Hershey didn’t stop there. Over the years the company has expanded to include 80 brands. Many of the favorite candies that you love are part of the Hershey Company, and it all started from thinking outside of the box. Milton Hershey was innovated enough to find a way to create something that people didn’t have access to before. His strategy was to “Give them quality. That is the best kind of advertising.”

Find a Way to Give People What They Want

The world is changing and Hershey Company is using innovation to continue giving people what they want. Allergies and dietary restrictions are affecting more and more consumers. Hershey is meeting the demand that this new market has created. They haven’t been afraid to adjust ingredients or create new products for those that aren’t able to enjoy what they were already offering.

Small business owners can take a lesson from this. Once you have your core products or services established, don’t be afraid to see what changes you can make to keep up with the changing demands of consumers. This will help your business to stay on top of the market.

Don’t Be Afraid to Think Big

The Hershey name has become associated with much more than a candy bar in the 120+ years since its creation. Milton Hershey believed that if he treated his employees well they would be better employees. So, he created an entire community for them to live in. There were homes, schools. churches, and parks. This community is what we now know as Hershey, Pennsylvania.

The candy company created the opportunity for Mr. Hershey to open the boarding school for orphaned boys that he had dreamed of opening. His fortunes allowed him to fund many projects that benefited the community, including medical buildings, and educational and cultural projects. With no children to inherit his fortunes, Mr. Hershey used his funds to start or continue to support these many efforts.

Hershey has become a destination and not just a product. There is an amusement park, museum and hotel. They offer classes for consumers to come, learn, and enjoy.

Mr. Hershey did not allow his failure to keep him from succeeding in a big way, and neither should you. If you are struggling to make your business work because of past failure, then finding business loans for bad credit may be just what you need.

Getting Business Loans for Bad Credit

Knight Capital Funding can help you get past your past failure and find success. Milton Hershey was unwilling to throw in the towel, and you should be too. We offer funding that looks at the revenue and potential revenue of your company instead of your personal credit score and financial history. There is no collateral and we are able to work with many small business owners that have been turned down by traditional lenders.

If you have a rough history and bad credit, don’t give up. Talk to the consultants at Knight Capital Funding today to see if your business applies for our alternative small business loans, or complete the online form here.

Super Bowl LI (51) has arrived! If you are a football fan this is a day you have been waiting for. The New England Patriots and Atlanta Falcons have fought long and hard over the season to make it to this point. Will Tom Brady take revenge after the Deflate Gate scandal? Will the #1 offense be able to score on the #1 defense? The game is sure to be a great one and you can make today a game changer for your business by getting a small business loan online.

4 Lessons You Can Learn From the Super Bowl Teams

The two best teams in the country are getting ready to face off and entrepreneurs can learn a lot from them.

1. Choose Who You Listen To

Sportscasters and fans around the country constantly criticize NFL players. Every move they make is analyzed and critiqued. Many Americans that are sitting on their couches watching the game feel the need to post on social media what the player should have done instead of what they actually did. However, successful NFL players have learned who to listen to and who to ignore.

Entrepreneurs experience the same thing, just on a smaller scale. When you start a business everyone in your life wants to give you advice. People who have no experience in business or your industry decide that you need to hear their opinion. Entrepreneurs that listen to everyone will be discouraged and most likely fail eventually. You have to choose who has experience that can benefit you and who you need to tune out.

If your small business was turned down for a business loan by a traditional bank, don’t let it get you down. Tune out the naysayers and look for an alternate loan.

2. Avoid Distractions

NFL players face many distractions leading up to the big game. There are articles online criticizing them, comments from other players, and parties galore. After a long season, they are tired and could easily be distracted. However, it’s crucial that they stay focused and avoid distractions if they want to win.

Entrepreneurs need to stay focused to grow a successful business, because constantly jumping from one business idea to the next will lead to constant failure. Entrepreneurs need to have a plan, stay the course and avoid distractions.

3. Put the Right People in the Right Places

People know the Patriot’s coach, Bill Belichick, for his ability to put the right people in the right places, and not being afraid to get rid of players that no longer fit. As an entrepreneur, you need to learn to do the same thing. You cannot do it all on your own, but it’s important that you get the right help.

People have questioned Belichick’s decisions to remove good players from the team on more than one occasion. However, he is going to the Super Bowl for his 7th time as a head coach, proving he knows what he is doing. Entrepreneurs need to learn how to make the hard decisions and replace employees that are not cutting it for their business.

4. Be Adaptable

Every team in the NFL goes into each game with a carefully strategized game plan. Good teams know that they need to adapt their plan each week according to their opponent. The great teams know how to be adaptable all throughout the game. When a plan isn’t working, Super Bowl level teams realize that they have to adapt to the game in order to win.

Developing a business plan is crucial for the success of most small businesses. However, small business owners need to be willing to adapt if their plan isn’t working. For example, if a small business is turned down for a traditional loan they have a few options:

  1. Continue applying for a traditional loan at other banks.
  2. Continue improving your credit score and finances to qualify for a traditional loan in the future.
  3. Seek alternate options, like a small business loan online

Get the Financing You Need

Teams that make it to the Super Bowl are determined, not lucky. They are willing to put in the hard work to find success and they alter their plan when needed to make it happen. If you have been turned down for a traditional loan, it’s time to adapt your plan. Knight Capital Funding gives you the ability to obtain a small business loan online.

We offer loans with no personal credit checks and no collateral. We have few requirements and specialize in working with businesses that are turned down for traditional financing. Having access to working capital is crucial to the growth of your company. If you are ready to make a game changing play for your company, see if you qualify today.

Today is American Painters Day and it can also become the day that you change the future of your business with a working capital loan. Painters Day is celebrated on the birthday of American painter, Norman Rockwell. He was famous for depicting pictures of life in America. His pictures graced the cover of the Saturday Evening Post for almost 50 years. But, his painting Freedom of Want is what most people recognize him for. This is the painting we know as the “Normal Rockwell Thanksgiving”.

Helping Build the American Dream

Rockwell’s idealistic paintings, while criticized by some, captured many of things that made Americans proud. One of those freedoms we enjoy as Americans is the ability to create the life that we want through building a business. It’s one of the American dreams.  Painters include both those we think of as artists and those that work in the construction trades. Both styles of painting can be incredibly profitable, however, we don’t have the phrase “starving artist” for nothing. It can be difficult to succeed as a painter or small business owner, but Knight Capital Funding can help by providing a working capital loan. The process is easy, and the hardest part is motivating yourself to take action.

Changing the Dynamic

Those that built America did so through hard work and innovation. Small business owners of the past found, or created, the opportunities that they needed to succeed. The generations have been changing and we have reached a point where many people believe that everything should be handed to them. Small business owners end up shocked when they are denied for a business loan. They can choose to quit, or to push through and find a solution. If you want to succeed in your business, it’s time to stop complaining and take action. Business owners turned down by traditional lenders may be able to obtain an alternate loan that can provide the working capital loan they need to grow their business, like those offered by Knight Capital Funding.

Take Action

Sitting around and complaining that you don’t have the capital you need to help your business succeed will do nothing for you. You have to take action and find a way to make it happen. Take an example from the life of Normal Rockwell. He tried to enlist for the military during World War I, but he was refused because he was eight pounds underweight for his height. Did he complain and give up? Absolutely not. He spent the night eating and the next day weighed enough to enlist. Today can be your day to “make weight” with your business because Knight Capital Funding specializes in working with small businesses that traditional lenders refuse to work with.

Fast Working Capital Loan

When you are ready to stop complaining and start doing, you will need access to working capital. Many small business get trapped in the cycle of needing working capital to grow their business, but needing more businesses to get the capital they need. This is when a small business needs to obtain a loan to break the cycle. However, traditional lenders have strict requirements and many small businesses are not to qualify. That is where Knight Capital Funding can help. By providing merchant cash advance loans, we help give business owners fast access to the working capital they need, without the long list of requirements.

Getting a Working Capital Loan

The process is quick and easy. There are only a few requirements:

That’s it. Personal credit score and history do not play a role, and neither does having collateral to offer. If you meet these requirements you can apply today by calling 855-462-4249 or completing our online form.

Access Cash Quickly

Small business owners that are ready to take action need money now. Painters and other companies in the construction trades typically need money upfront, but don’t get paid until the work is complete.Waiting several months for loan approval, which is normal with traditional lenders, can mean lost business opportunities. Knight Capital Funding works to get you the money that you need, when you need it. The approval process is quick and once accepted,  your funds are transferred to your bank account on the same day.

Even when traditional lenders turn you down, you can quickly get access to the working capital you need to fund your business. Repayments are a percentage of your daily revenue. That means your payments work with you. You pay less on the days you earn less, which helps you to maintain the cash flow you need.

Get Inspired into Action

Whether you are an artistic painter like Norman Rockwell, or a residential or commercial painter in the construction trades, use American Painters Day as a day to get inspired and take action. Knight Capital Funding specializes in working with the construction trades and would like to help you grow your business with the working capital loan you need. Take a minute today to apply for your merchant cash advance loan with Knight Capital Funding, and work towards your American dream.

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